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Serving the Greater Cincinnati Area    513.831.7900

Business

Business Insurance Coverage

Businesses are unique, so their insurance policy needs to be also. We try to understand your operations and build a policy that has what you need, not what you don’t.  

For most business owners, the goal is to keep costs down while thoroughly protecting your assets. We work with you to come up with the best policy for a price you can afford.
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Types of policies we offer:

• General Liability
• Property
• Business Auto
• Professional Liability
• Commercial Umbrella
• Crime
• Inland Marine
• Equipment Floater
• Pollution Liability 
• Errors & Omissions
• Builder’s Risk
• Contract Bonds
• Motor Truck Cargo
• Employer’s Liability 
• Workers’ Compensation
• Employment Practices Liability
• Employee Benefits Liability
• Directors & Officers Liability
• Cyber Liability
• Farms
• Garage & Dealers
• Ocean Cargo
• Liquor Liability
• Special Event
• Aviation
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A Trusted Partner

At Lovins, we are all about working as a team to get things done efficiently and accurately. Most accounts have both an Agent and Account Manager but we also have a dedicated person to handle certificates of insurance because we understand the importance of getting those sent out immediately. We review your policy at every renewal and if the premium seems a bit too high, we will shop it with other carriers or find a way to reduce the expense.

Types of businesses we write:

• Contractors – All Types
• Restaurants
• Retailers – online or storefront
• Apartments
• Manufacturers
• Distributors
• Truckers
• Transportation Services
• Social Services
• Non-Profits
• Office Buildings
• Medical Facilities
• Professional Services
• Salons & Spas


• Hotels & Motels
• Schools – Public or Private
• Real Estate
• Sports & Recreation 
• Breweries & Wineries
• Public Entities
• Veterinarians & Pet Care  
• And More…

Find out how we can help your business

To learn more about specific coverages or types of business we work with, contact us today. We can set an appointment to meet with an agent or if preferred, handle everything through phone and/or email. Quotes are free and there is no obligation, so let us see how much money we can save you!
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